Special Risks Insurance

Who is this product suitable for?

  • Consultants
  • Advisers
  • Journalists & TV Crews
  • Charities
  • Medics
  • Contractors
  • Commercial Divers

Main Covers

  • Liability
  • Kidnap & Ransom
  • Travel/Business Travel
  • Personal Accident


At CJ Insurance we will listen to your requirements and then offer a suitable policy that does exactly what you need it to. Premiums start from £54.75

Where are we?

Based in Hereford and established as an independent insurance broker for over 20 years, we have wide experience of sourcing insurance for those working or travelling to hostile or challenging parts of the world.  From investment bankers travelling to Nigeria and charity volunteers accompanying humanitarian relief in disaster or conflict zones, we are well versed in special risks insurance.

Having taken the time to understand the industry, we have become a trusted name for high risk insurance cover. We cover people and organisations working in remote regions, or challenging environments or those who may have dangerous occupations, working globally.

Get in Touch
Request a quote, arrange a callback, or just ask us any questions!

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Key Facts

  • Free review of your insurances if required
  • Dedicated Account Manager
  • Hotline to specialist insurers with tried and tested claims systems
  • Cover can be incepted over the phone or by email from anywhere around the world
  • Documentation issued within 24 hours and by email
  • Ability to cover those already in the country
  • Ability to cover those non-resident for tax in the UK
  • Support throughout the claims process

If you feel you would benefit from free advice, we are always happy to discuss any future trips or contracts and offer advice on the covers that you may need.  We understand that your work may make it difficult to talk so we are available on skype and email.

“Horizon appointed CJ Insurance of Hereford as their insurance brokers after extensive research and several personnel recommendations from a number of personnel within private military security industry.We have been dealing with CJ Insurance for around 5 years now and they have arranged several policies for us with little fuss and at competitive premiums.In the time we have been with CJ Insurance they have tweaked our policy as required on a number of occasions with no issues such as increasing our PL limit as the company grows, adding content such as firearm’s training and short notice cover for our operational staff to deploy to hostile regions.  I would personally recommend any company or individual looking for an insurance broker to give Gavin Smith at CJ Insurance a call on 01432 268 007.”

 Paul Muir, Managing Director of Horizon Security Solutions Ltd

Priavo have been with Clarke Jeffreys since we started,  having been recommended CJ through a friend of ours in the security industry. CJ are an excellent provider with a great team well versed in customer service. When we started CJ were extremely helpful, competitively priced and sorted our insurance with minimum fuss during a very busy period. They have always been on hand with additional advice on new products and services as our company has expanded. James, the owner,  is always on hand for advice on tricky situations, contractual and insurance matters and offers sound, practical advice for busy business owners. His experience within the security industry is invaluable and I feel CJ have grown with us during a very busy time amending our policy to suit a demanding and rapidly expanding sector. We have recommended CJ to many of our colleagues and operatives who have also used them to great success.

Celine Murphy, Priavo 


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